What is the point of ASIC?
https://www.*.com.au/asic-cba-junk-credit-card-insurance-royal-commission-2018-11
200 years ago if you stole a loaf of bread you were shipped off to Australia.
Nowadays with many more educated people and financial forensics you can steal millions of dollars by simply not keeping any documents or records of how you did it.
What a time to be alive......