I have taken a look but haven't partaken.
why would you think that lending your money to a property developer is a secure investment ?
what happens if the small time property developer shuts down, and/or there is a property market correction ?
if they are resorting to higher interest rates than what a bank would charge, that makes me suspect that
perhaps the bank considers them too risky to lend to...... so why should I lend to them ?