APT was very clever and the pioneer of BNPL so this will not be repeated. SZL has every chance to be one of the bigger BNPL in the US. Management will need to be very shrewd and on point in this now crowded space. This will become a balance of marketing our brand but not spending too much doing so. We clearly also need to reign in BD’s
GLTAH
SZL is over, page-42
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