If super ceases to have a special purpose (support you in...

If super ceases to have a special purpose (support you in retirement), why have employers contribute 9.5% of your wage?

And why tax concessionally any salary sacrifice you might make?

And why make withdrawals tax free in retirement?

If you can freely access your super at any time, it ceases to have that special purpose, and is merely a bank account by another name.

And if it’s a bank account by another name, there should be no tax breaks at all.