I figure buying more at $1.59 was a gift. This company is worth...

I figure buying more at $1.59 was a gift. This company is worth minimum $2.25-2.50 and agree much more could be justified. At current share prices, a lot of poor performance and debt write offs have to be imputed and then there is the matter of collateral. I just think it is unusual to be trading at 6 x operating cash flows (excluding net loan book growth of ~$111M for the half year), mkt cap of around 13-15 x div yield, less than book value, P/E of sub 8 trailing (excluding growth), and ROE in the teens. Those metrics aren't at 1.59 btw. My last serious sell before accumulating below $2 was in the low $3's and as Brutas points out, I don't see any reason why we can't trade there in next twelve months. Sure, lots of negatives in the financial world you can point at, but I'll keep coming back to there being so much negativity baked into this share price i believe it represents value. It's like the bonkers shares I picked up below a dollar when covid hit (ironically used car values and thus collateral and credit growth would have gone through the roof for money3 at the time I should think!)DYOR