While not impossible to generate multi million dollar...

While not impossible to generate multi million dollar Superannuation Accounts it is definitely more difficult than it used to be.

Less incentive to contribute more in to Super will also lessen the number of multi million dollar accounts in the future.

The taxing of unrealised capital gains is the worst feature, one is being taxed for what they own, not what they earn with this.

Not indexing the $3M too is bad policy but are saying that amount can reviewed as needed.

Indexing would be simpler and easier than waiting for politicians to say, oh, we should probably raise the TSB amount now.