I think there would be thousands of SMSF that get tens of thousands back from franking credits. I gather you didn’t advise these clients of yours considering some of their affairs made your blood boil. What gets a little lost in these discussions is the fact that most people with a high valve SMSF would in general have much more outside of super that they are paying tax on, which I’m sure you would have witnessed in your dealing with your HNW clients.