No I wouldn't get her to put his/her money in Vision, because Vision Super fund would only have a small allocation of it's funds in coal investments. I would advise your financially illiterate cousin to set up a SMSF. Rollover the entirety to the SMSF. Of course you would do all of this on her behalf because you're a top bloke and he/she knows nothing. Then you would set up on his/her behalf a Commsec account with a CDIA account (for ease of set up and use) and have her super guarantee directed to the her SMSF. From your own knowledge you would then buy stocks in coal companies you believe will give her growth and yield. I would have a strong allocation towards coal and maybe some in renewable energy companies and other stocks. If it's all too hard have a financial planner manage it on her behalf. DONE! he he he.
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