What's with all the vitriol and name calling?
You talk about transparency, but why has Zip never released a breakdown of TTV, revenue and profitability for its various products in ANZ? Personally I find their ANZ product offering confusing and their financial results show that on an amalgamated basis they are not profitable. You are aware that their revenue yield in ANZ fell from 7.1% in FY20 to 5.7% in 2Q21? Do you think that is a good thing?
I am more than happy to debate the merits of Zip's products and business strategy but please be civil and respectful, this is not the jungle.
BTW, I am not really sure what your various references to Afterpay have to do with my original response to @gops
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