Also be careful of some of the goons on here who will happily...

  1. 969 Posts.
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    Also be careful of some of the goons on here who will happily rant on about what's best for them.

    In my humble opinion this is one of the rare things where it's less painful to ask for permission rather than forgiveness, because if you have to unwind multiple years of filings it's a big deal.

    All the best.
 
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