My advice would be when you borrow the money then write down...

My advice would be when you borrow the money then write down your INTENTIONS for what the money is to be used for . If you are doing your own returns then keep all your transactions and interest payments itemised each year . Then if you get queried in 5 years time you have the answers . Do not try and change your motives from year to year . Good Luck making the money first is the big hurdle Using accountants makes it all easy but they charge like Wounded Bulls but in a complicated return they can be usefull Towie