My advice would be when you borrow the money then write down your INTENTIONS for what the money is to be used for . If you are doing your own returns then keep all your transactions and interest payments itemised each year . Then if you get queried in 5 years time you have the answers . Do not try and change your motives from year to year . Good Luck making the money first is the big hurdle Using accountants makes it all easy but they charge like Wounded Bulls but in a complicated return they can be usefull Towie
