Arms, I am imagining a scenario where I am 65, don't work, have...

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    Arms,
    I am imagining a scenario where I am 65, don't work, have a wife who also doesn't work.
    So I think you are saying I could get the 58 k tax free. That's kind of what I thought but some other info on this thread is interesting too.
    That's more than I need to live but means really I need a million bucks external to my house to not slide backwards - ie preserve the wealth and the totally self funded.
    Better kiss the Bosses backside

    Thanks All!
 
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