Once there is system of bartering in place, it's not a big step to develop currency for convenience, allowing a wider range of exchange of goods and services. Whether that causes other problems, greater problems in the long run, is another matter.
The bible, for those who see it as authoritative, says it's not money, but the love of money that is the root of all evil.
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Once there is system of bartering in place, it's not a big step...
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