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The APT Downramping genius, page-157

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keith200

2,402 Posts.

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25/06/21

11:06

Post #: 54065802
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Originally posted by JoeGambler: ↑

Being forced to offer payments to uncontracted merchants to match the competion. That tells you APT can't sustain a closed network because it has no moat. If lots of other BNPL firms are letting consumers pay without intergration with merchant, why exactly should a merchant pay 4 or 5% APT ? A merchant simply just pays the existing much lower fees to paypal or bank and doesnt bother. Its ok though, brokers reckon this is all good and it will bring more people into the app and help montisation, as well as drive traffic to the contracted merchants paying high fees.

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very good point

Whats the point of signing up to APT paying 5% fees on sales when customers can use the service at your shop anyway, and you pay very little/nothing ?

APT Price at posting: $130.44 Sentiment: Sell Disclosure: Not Held
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0 Great analysis

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