The end result? Central Bank Digital Currencies. Then "they" have total control over us all. They will know all your spending and will be able to build a fairly good profile on you around that.
Economy needs stimulating? Introduce negative interest rates to encourage you to spend.
Not spending your money fast enough? Your "money" expires
Upset someone in power or utter something outside the woke narrative? Your bank account gets frozen.
I may not be the most intuitive or forward thinker, but you can see this coming a mile off.
(20min delay)