Well thanks reader but I wasn't going to pay $2000 for an...

Well thanks reader but I wasn't going to pay $2000 for an application.

My investing money is tied up ( mostly in losses at the moment now including BRM thanks to WNIdiots :)
I manage what I have invested now, which is why BRM is so important to me.

My point still stands though.

If they couldn't connect the dots last time, what makes me think they would do a proper job this time.

2ndly, $2000 is a lot of money for some people. Why should a person be disadvantaged from the right to raise a concern because they cant afford to pay a regulator that has blokes on board earning $***,000.00/ year +