@hillweller, Err... Your mother can give you up to $15000 tax...

@hillweller,

Err... Your mother can give you up to $15000 tax free... ????

No, your mother as a pensioner can give you anything she wants. If she does though, Centrelink will still treat the amount over $10,000 in any one year as still being an asset for the Assets Test and may deduct some of the pension if over the limit

Perhaps she shoudl give it to Izzy instead of you.