Doesn't Z1P ask for access to Paypal and / or a bank...

Doesn't Z1P ask for access to Paypal and / or a bank account on sign-up? Im not saying they have a permanent open insight or peak every so often into bank accounts...... I bring that up because that it is probably another but understated way they can collect data? Id imagine its Analytics and data collection from merchants and customer use is up there with the best..... add to that the virtual cards by which they know which merchants to target.

Anyway yes, spot on about Pocketbook and super wise move on managements part. That is what shows good management and the likelihood of future success.