The model makes sense.
The more interest rates goes up the mobile app can show you the following for whatever credit card installment purchase you make:
1. The compound interest you will receive in your savings account (over say 6 months)
2. The interest you saved by keeping your money in your home loan offset account (over say 6 months)
3. (and for us investors) What a merchant is saving by using Splitit compared to paying another set of 3 BNPL loan providers given current lending rates.
4. Accumulated monthly savings by using credit card installments
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