The Next Chapter, page-39

With over 2.8 Billion Cards and over 360 Billion transactions globally, I think the market for SPT is large enough. The major credit card providers have partnered with SPT for a reason.

Anyone who thinks that MC and Visa are just going to roll over is being totally unrealistic. The pain for Z1P/SZL is only just starting. Two loss making companies merging out of necessity, margins getting squeezed, bad debts increasing.