1. online will grow and will continue to grow in the coming years - covid is still here 2. the central bank is on track to start raising interest rates this month — likely by a quarter percentage point — in an effort to combat inflation - meaning the cost of funds to all BNPL loan providers will increase and someone will need to pay it. 3. the revolving credit APR will also increase by 0.25% - SPT installment option saves the credit card shoppers the reason to use revolving credit to buy high ticket items. 4. 30 years ago high inflation is what raised the usage of credit card based installment usage in Brazil and Israel
SPT Price at posting:
17.0¢ Sentiment: Buy Disclosure: Held