Menta we will never see 0 but if history repeats we will see lower rates as the reserve never moves once when changing direction . The RBA wasn't forced into anything as they are separate to bond yields . They make decisions based on info at hand and projections on the future . As for bankers and economists views they can go jump as what they say in the press is probably the complete opposite to the positions they take in the markets . i do note economists don't take posi's but bankers or bankers traders do and they don't always get them right either , read MF bankrupt . Lehmans gone blah blah .