Agree FXl most likely unable to compete with the likes of Afterpay. But the growth for FXL against they current MC mostly likely be equal or higher then others in the short or medium timeframe.
Not sure if BNPL will be one winner takes all in the end, but even it is true. It will not limit the growth of smaller player in short or medium term. Still a huge market out there and no one knows what will the industry look like in say 5 years time.
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