The solid tree, page-2

Loved the analogy Tony .... so I will continue it!

I see the whole Indian Government initiative of financial inclusion as the fertiliser that is helping this tree to grow so fast. The Aadhaar number component of that is like the water ... without it the growth of the tree would slow considerably.
My question is how do you see the Bharat Bill Payment System & UPI? Some people appear to see them as a poison. I most certainly don't. What is your view Tony?

Thanks

MartyW