@Hingdog; re your post which included "How many biotechs do you put your money into Lappy? ....".
I've almost done so a few times but readily admit that I've too few 'insights' into the sector to take the plunge and I refuse to 'invest' in US equities which boast better prospects of rocketing returns as against Aussie ones that fire-up only to soon afterwards fizzle out.
My preference is that when it comes to the health sector that governments accept full responsibility - leaving it to corrupt markets just doesn't cut the mustard.
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