It is not as simple as that. Returns on Super are on average greater than 5% so in the first few years the higher balance will be growing more and the requirement to draw down Capital less likely (depending on lifestyle/spending habits)
I've touched on this sort of scenario on the Superannuation thread before.
If you are not well off you will get welfare. If you are high middle class or above, your probably not going to get any.
If you are wealthy you won't get it and are probably better off not structuring assets just to get it. As pointed out above, you sort of are at the whims of government when receiving a pension.
It is those middle class that are going to be borderline between qualifying and not qualifying for a pension or part pension. They are the ones needing to asses their situation at least 5 years before pension age to decide what they are going to do
