Do not put all your eggs in one basket. Even the cash should be distributed into two or more banks.
Consider diversifying into bonds, shares, property, gold, silver and collectibles. The percentage allocation to each should be your own personal decision and should depend on your unique circumstances.
For example, if you knew you were going to buy another house in a few weeks time, perhaps leaving the money in cash in a couple of different bank accounts might be all that is necessary and prudent.
