Ivanovich
You are getting a little confused about who is saying what.
the progress report you refer to is actually a letter FROM the banks TO the RBA stating their preferred outcome....I is certainly not the outcome that the RBA want as can be seen from their response to the APCA letter in August:
"The Board notes that the necessary technical work is on track to meet the 3 March 2009 deadline, although the formal arrangements under which interchange fees are to be set to zero have not yet been agreed. The Board encourages the industry to finalise these arrangements as soon as possible. In the event that this is not done by November 2008, the Board will consider how best to ensure that the March 2009 deadline can be met."
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