''That's what prompted the heart palpitations. He's been searching for a provider – and he's had a couple of quotes for home and contents insurance, most recently from the NRMA for $31,969 per year. He shakes his head and laughs as he points out the company has offered him a $51 discount if he pays up-front.''
and yes, the cause is extreme weather events and no, it's not a bullshit reason - because if it was there'd be insurance companies undercutting