The Affirm thing is just not going to work or scale quickly. $56 per month sounds like they will charge me interest...no thanks.
Also "See if you Qualify" - well that's stupid - no ones going to click that.
Also, there is no focus - Afterpays clients are laser focused on 1 niche, while these guys are all over the shop from car parts to construction... Everything about Klarna, Affirm, says poor execution.
Finally, Affirm is a terrible name so you can tell why they only have 150 customers and some are already switching to Afterpay.
