Originally posted by 8horse
For those got credit cards, how many of them would like to use credit cards to pay instalments for buying products?
If accumulating debts on the credit cards, then you need to pay over 10% interest rate, not cheap.
Debit cards might be good.
APT, is thriving, because of no credit check, very small loan, paying merchants upfront.
Yes Id love to spread payment on a credit card interest free.
If I was going to buy a $20k car tomorrow, I’d get a new credit card with a 20k limit and Splitit for the max term possible. 0% interest. How is the AfterPay model better?
Who wouldn’t want to keep their capital working and use interest free loans for as long as possible to buy crap???