Are you serious? As a holder of the stock, you can't really be...

Are you serious? As a holder of the stock, you can't really be that out of touch. Since David Murray joined as Chairman, he has actioned everything he said he would including:

1) Board renewal (3 new boardmembers, 4 if you include De Ferrari) - CHECK
2) New CEO (after a global search) - CHECK
3) Move forward with sale of loss making insurance arm - CHECK
4) Commence customer remediation -CHECK

De Ferrari has been hand picked and is, in my opinion, an outstanding candidate. He's only been in the job for 4 months! (He started 1st December). He has clearly set out his priorities for 2019:

1) Separate the insurance arm
2) Deliver customer remediation
3) Revamp risk, compliance, and company culture

He has also shaken up the senior leadership team and replaced AMP's head of wealth with Alex Wade (a former colleague of De Ferrari's, who De Ferrari poached from Credit Suisse).

None of these changes are going to move the share price right away. But they are the essential starting points for transforming and re-positioning the business for recovery and growth going forward.

You need to read the Annual Report for 2018. Look at the letters from Murray and De Ferrari. The link is here:

https://amp2018.reportonline.com.au/index.html

Then decide if you want to spill the freshly renewed board.