Your comments are more & more ridiculous.  For starters Afterpay...

Your comments are more & more ridiculous.  For starters Afterpay or not, transaction charge (unless its cash) is probably 1 - 1.5 % - so maybe 2.5% - 3.5% additional for using Afterpay to generate sales.

You also ignore fact that most companies will pay sales staff either a wage or commision to generate sales - Afterpay is doing this for nothing more than a transaction fee.

And to say who would pay 5% is even more ridiculous - its a cost benefit situation - if extra sales generated & increase turnover cover the cost of that 5% (which is a very small commission/charge) then its a no brainer.

I know you're trolling & having fun but create a genuine argument & you will be taken seriously.