got to remember though is you can already use Quadpay...

got to remember though is you can already use Quadpay anywhere
like zip

so really we should be thinking what’s the future of BNPL in 2-3 years. Will merchants seriously sign up to multiple BNPL like what’s happening now or will merchants start demanding that customers can buy anything anywhere.

what I love about Quadpay is with merchants not signed up consumers can buy but pay 4 dollars in instalments allowing customers the choice to buy anywhere but there is an associated cost to that. Keeps consumers happy and keeps revenues coming in for Quadpay.

why has Afterpay only been able to get a 4.5 percent returns on ttv? If Quadpay can get 7.07 in the last quarterly. 4.5 seems pretty low