Top shareholders!

BENDIGO BANK LIMITED 2002-09-26 ASX-SIGNAL-G

HOMEX - Melbourne

+++++++++++++++++++++++++
DISTRIBUTION OF SHAREHOLDERS AS AT 19/08/2002
Ordinary shares

RANGE OF HOLDINGS FULLY FULLY CAPITAL
PAID PAID NOTES
ORDINARY EMPLOYEE
SHARES SHARES

1 - 1,000 21,008 616 1,279
1,001 - 5,000 18,367 1,142 515
5,001 - 10,000 2,683 93 70
10,001 - 100,000 1,500 38 38
100,001 and over 58 4 6

TOTAL 43,616 1,893 1,908


TOP TWENTY SHAREHOLDERS AS AT 19/08/2002
Ordinary fully paid shares

NAME NUMBER %

Fergle
3,256,853 2.65

Milton Group 2,833,653 2.36
IOOF Ltd 1,556,566 1.30
JP Morgan Nominees Australia Limited 1,465,546 1.22
Leesville Equity Pty Ltd 1,340,327 1.12
Queensalnd Investment Corporation 1,143,639 0.95
National Nominees Ltd 1,129,143 0.94
Westpac Custodian Nominees Ltd 876,359 0.73
Commonwealth Custodial Services Ltd 734,085 0.61
Choiseul Investments Ltd 646,095 0.54
Sandhurst Trustees Ltd (Australian Ethical
Investments Ltd A/CS) 378,158 0.32
Argo Investments Ltd 295,747 0.25
RBC Global Services Australia Nominees Pty Ltd
(CGU A/C) 274,998 0.23
Mansbridge IG 268,592 0.22
RBC Global Services Australia Nominees Pty Ltd 240,000 0.20
Tower Trust Ltd 219,736 0.18
Stoddarts (1985) Pty Ktd 211,339 0.18
Tobin Est M A L 201,892 0.17
Guy M 197,495 0.16
Sandhurst Ltd (SISF A/C) 195,000 0.16
Citicorp Nominees Pty Ltd 192,845 0.16

TOTAL 14,401,215 12.00

A copy of the full announcement is available in PDF format on
www.asx.com.au. Alternatively it is available for purchase from
ASX Customer Service on 1 300 300 279.

Off to buy Scotchmans Hill!!!!

cheers

fergl