when the downturn does come and it will, I will have no sympathy at all, nor should the community, The reason why Australia has not gone into a recession is because of the Ponzi scheme of Low Interests rates and masses of immigration. Im 52 years old and I clearly saw and experienced the brutality of a recession in the 90`s If you are Tradesman particularly a Building and Construction and you should have a multi millionaire like a net worth $10 million + by now, if not well?.