You can start a transition to retirement (TTR) strategy in Australia once you reach your *preservation age*, which is between 55 and 60 depending on your date of birth[6][8].
However, most current guidance and super funds specify that you need to be at least 60 years old and still working to access your super through a TTR income stream[2][5][9].
- If you were born after 1 July 1964, your preservation age is 60[6][8].
- Once you reach preservation age and are still working, you can access part of your super as a non-commutable income stream (not a lump sum) through a TTR strategy[1][8][9].
In summary: **You can transition to retirement and access your super via a TTR strategy from age 60 if you are still working**[5][8][9].
Citations: [1] Transition to retirement - Australian Taxation Office https://www.ato.gov.au/individuals-and-families/jobs-and-employment-types/working-as-an-employee/leaving-the-workforce/transition-to-retirement [2] Transition to Retirement Strategy: (TTR plan in 2025) - Equip Super https://www.equipsuper.com.au/your-retirement/support-in-retirement/transition-to-retirement-strategy [3] Older Australians - Department of Social Services https://www.dss.gov.au/older-australians [4] Age Pension and super changes 1 July 2025 - Retirement Essentials https://retirementessentials.com.au/news/centrelink-age-pension/age-pension-and-super-changes-1-july-2025/ [5] Transitioning to Retirement in 2025 https://aboutretirement.com.au/transitioning-to-retirement-in-2025/ [6] When can I retire? - Commonwealth Superannuation Corporation https://www.csc.gov.au/Members/Retirement/Plan-retirement/When-can-I-retire [7] Retirement age Australia https://www.australianretirementtrust.com.au/learn/retirement/retirement-age-australia [8] Transition to retirement - Moneysmart.gov.au https://moneysmart.gov.au/retirement-income/transition-to-retirement [9] Transition to retirement (TTR) - AustralianSuper https://www.australiansuper.com/retirement/transition-to-retirement
