kicella,
mate, you always seem to provide plenty against your own argument. Listen to yourself . . . "I just did a sale...900% capital growth over 8 years....and in excess of 20% income per annum...
a commercial property, a reluctant sale...only because the freeken banks stopped lending for business..."
The 900% growth encapsulates the present and mostly past.
The banks not lending encapsulates the present and into the future.
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