I tend to treat anything coming from RaSS with a grain of salt, though access to Matt Mund to hear his update is worth the listen. The whole TB inside and TB outside is probably as clear an explanation as I've heard.
https://www.raasgroup.com/interview-asxttb-26012022/?utm_source=mailpoet&utm_medium=email&utm_campaign=Total+Brain+RaaS+2022+Outlook+Interview