@Managerisk You would need to read the thread that i linked.... but it was only earlier this year and the short answer was that nobody could find a website to test the split dollar patented thingo. Maybe they are more available now?? dunno.
The simulation on video was about 5 or 8 years old from memory (but could be wrong) and looked pretty good (but that is how the demonsrations are meant to look). the entire video looked to me to stay inside the same web domain and that is why i think it was just a demonstration of what would happen for a customer.