I agree, retail spending is seen as a 'major' revenue stream for...

I agree, retail spending is seen as a 'major' revenue stream for payment providers. But for Tyro, retail revenue has decreased, which is concerning the market. Tyro's services/other' revenue seems to be the one doing well, but that's an opaque bucket. Not sure anyone knows where they are really making their money.The risk that they will under-deliver in the next HY is higher than anticipated by the management. Or atleast that's what the market seems to think.

Too many close competitors, looming and renewed inflation fears, and retail spending reducing, kinda puts the whole industry in a tricky situation.
I will wait and see how it plays. The chart is indeed providing a good entry point. If the 'other services' stream can grow stronger and we can get more transparency into it, it will help Tyro SP.