oh mafoonce again, you've drop the ball and completely...

oh mafo

once again, you've drop the ball and completely missed the point.

peter was saying afterpay are not in competition with credit cards because the vast majority of afterpay installments are paid with a credit card.

100% incorrect

the vast majority of installments (~90%) are paid with debit cards.

thus putting afterpay and CC into competition.

thats the point!



no one is disputing aftetpay acts as a middleman, but its not as peter makes out as the vast majority for CC.

why are you here.

address why you dont honour your deal with me!