Who? Most of these so called "consultants" know jack sh!te anyway, so what "alternatives "do they suggest? Wait let me guess? Moving funds into an alternatives affiliates fund? And for what fee to them? I am sure any chinese walls in place are 100% rock solid! why would anyone believe in "a consultant? What are they suggesting re the churn? If it's into a more aggressive stock fund...what are they suggesting? right now?!!! At the extreme peak of the greatest share market bubble in history? If they want their clients to go more conservative ..then fair enough. Magellan doesn't offer a short bond market fund, cash or gold fund so what's your point? So called "consultants andrating agents said mortgage backed securities were AAA rated as well in 2007 just before the GFC that has been the cause of all this mess anyway.... Anyone is a fool to take advice from a so called "consultant IMO NA/IMO
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