Acorn,
The willingness to manage other people's affairs for their own good is generous but shouldn't be compulsory.
Some may be in dire need of their money now, others may realise that another 40 years of rule changes will rob their money anyway.
Most people would be better off withdrawing their funds to pay down their mortgage.
This patronising attitude that people can't spend their own money well is socialist claptrap.
Union bosses should get their snouts out of other people's money.
bacci
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