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    Macroeconomic headwinds does not effect a sector which is not creating any new goods or services it is just converting the existing business go through the BNPL route. Further BNPL is just 2 percent of the online sales in US which is the main market factored into the price...BNPL would have some impact if it was occupying 50 percent of the online market in the US...till then it’s North only whether it’s sunshine or rainfall
 
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