after tax I get 5.2 % from a 6.5% Rabodirect account.Inflation...

  1. 1,088 Posts.
    after tax I get 5.2 % from a 6.5% Rabodirect account.

    Inflation always eats any investment so your inflation argument is invalid.

    5.2% is better than -20% in shares
    combine it with GOLD and you can make over 8% returns
 
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