sezzle is not a serious competitor, they will have no trouble getting their brand out to all the smaller mum/pop stores around the US but they barely have enough funding to even guarantee sales at mid sized firms (never mind an urban or revolve)...
$10m in funding in two years.. i do not consider these guys competition, more likely they are a net benefit given the more players talking to retailers about the same service, the more legitimacy 'buy now pay later' will have as a product line
APT Price at posting:
$16.23 Sentiment: Buy Disclosure: Held