ZIP 4.50% $3.25 zip co limited..

US Regulators Investigate BNPL, page-13

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    The ‘Buy Now, Pay Later’ Bubble Is About to Burst


    Another study found that, on paper, people who borrow from these financial-technology firms look as creditworthy as their conventional-banking counterparts, but “after they get the loan, they are much more likely to be delinquent,” Di Maggio said. BNPL delinquency rates are outpacing those of credit cards, and the companies have seen their valuations slashed in the face of waning interest from investors.
 
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