Japan is not only a financier. They are Lynas's only customer and they have a paid-for offtake contract that leaves Lynas with no mag metals to sell anyone for 18 years. In such a situation, it would be expected that financier and customer would work together with supplier per contractual fine print written by Japan until the customer-financier is made whole.
Lynas has never made the amount of NdPr that Japan has paid for. Underperformance always comes at a price and that price can be very steep indeed.
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