use 16 to calculate how much is enough for retirement, page-130

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The second softest region is the lower north shore, whose median has fallen over the year by 5.2 per cent, from $2.585 million to $2.45 million. The hardest hit there have been Artarmon, where prices have fallen by 13.06 per cent, Hunters Hill at 8.52 per cent, Lane Cove North by 7.47 per cent and Cammeray at 4.93 per cent.